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Health Club Liability Insurance

Rate Reductions


Let us fight to lower your future annual insurance costs.

The Challenge

Remember when you purchased Health Club or Gym fitness liability insurance? You shopped around on the internet. You received a call from a broker from a health club insurance provider. You were given a reasonable quote. You started to pay your premium. Your insurance company did not comply with risk management services, or inform you on what you could implement (Simple steps-low cost) to avoid claims against your facility and staff. They may have mentioned it, however its off to the next account. You are too busy driving the numbers, memberships, putting out fires, meetings, and employee control to think anymore about reducing liability and negligent actions sell-sell-sell. PMG is here and we will take all that off your plate. Rest assured you will be protected.

Protect My Gym is your Solution

Let us help you by fighting on your behalf to have your annual premium decreased or we will refund you 50% of the total evaluation fee. We call your gym insurance, or health club insurance provider and inform them of your extensive evaluation, and action plan with a notarized document that states the necessary steps your facility complied, and adhered to making it safer for your employees and members / clientele. This report protects not only you but your insurance company as well.

  • We contact your Health Club insurance provider on your behalf.
  • We send you Gym Insurance provider a certificate of compliance.
  • We inform them of the safety precautions you set in place to protect your employees and clientele.
  • We send your Health Club Insurance provider pictures of signage, procedures implemented.
  • We review every detail of your new safety plan.
  • We FIGHT to get you a reduced annual rate on your insurance plan.
  • If that doesn’t work, we refund you 50% of the total evaluation fee.

What’s Included in Your Assessment

ALL-INCLUSIVE. NO ADDITIONAL COSTS!

Six Hours on Location

We will spend at least 6 hours at your facility carefully studying every detail. We will assess the entire facility including equipment, walkways, rest rooms and changing areas.

Report of Findings

You will receive a complete report of our findings that detail exactly where and how your center can be held liable in the event of a claim.

Protection Report Readiness Plan

You will receive a comprehensive step-by-step list on what you need to do in order to limit liability and protect against any false claims made against your center.

One-on-One Review

We will review our findings and Protection Report Readiness Plan with you face-to-face or over your preferred method of contact giving you the chance to ask questions and voice your concerns.

Document Creation

We will create the proper signage to cover potential claims, a bulletproof pre-evaluation screening for members and clients, and a legal waiver of liability to protect your center.

Staff Review

We will optionally assess all staff members and personal trainers in regards to exercise prescription that can potentially cause harm. Learn the “How-To’s” and “Why Not’s” of specific modalities. We are nationally accredited, and academic partners.

How it Helps

We’ve had facility owners who told us that they had a claim seeking $750,000 in losses, damages, and lost wages for the plaintiff (Injury) within 60-days after declining our service. The dreaded “it’s never happened here” should probably be considered a warning bell that a proper Sentry Safety Shield should be undertaken.

Our Sentry Safety Shield protection plan states – in a claim and to your insurance company – that you identified with the probability of occurrence, you have taken all the necessary precautions and you have implemented calculated steps to avoid and protect your gym and its members.

  • The causation of a member doing an overzealous move, the personal trainers not understanding what their clients body is prepared to do, and what not to do… we have that covered!
  • A claim will be a nuisance, and Protect My Gym will keep you in the low-risk zone. Low-risk events usually have little, or no impact on cost schedule, or employee performance. Moderate risk will incur some increase in cost disruption, schedule, and stress.
  • If your club is high-risk it will cause a significant increase in the budget, disrupt the daily schedule, and create stress among employees, members, and decreased performance levels if the trainers or staff member are part of the claim. Moreover your reputation is now tainted!

Is it too late to receive our FREE assessment?

We monitor, fix and reduce liability.

We take a cold hard look at your facility to protect from claims and add value. We take our time to tour each area of your facility and imagine what possible hazards could possibly arise in each area. We examine staff and personal trainers with a vigilant eye to spot potential hazards and address them in our full report. We watch group classes, and offer advice to say within room occupancy codes. 80% of claims come from staff related “hidden negligence”, and other obstructions on the floor you do not see.

We fight for you!

The reality is it’s never too late because failing to identify the risks doesn’t make them go away; a risk identified is a risk that can be managed. We do all the work and make it simple. Failing to identify and manage against claims means that facility owners are  blindfolded, leading to a higher number of concerns.

Implementing Protect My Gym’s  Safety Shield only takes 6-hours to gather information for your FREE report. Moreover, when applied properly, Protect My Gym’s Safety Shield and protecting your gym actually saves time, saves money, and produces flawless outcomes.


Let us fight to lower your future annual insurance costs.